BK 7 Deleted From TU * Early Exclusion 16 Months Out *

[FranknBeans]

It worked for me.  Took 24 hrs.  Thanks.  

[Valcrys]

this gives me hope thank you. I'm gonna try. My date of discharge is 03/23.. fingers crossed

[Valcrys]

Oh my goodness. You will not believe this. I just did a dispute online. I did exactly what you did. I put the date inaccuracies and typed in the comments .. request early exclusion, too old to report. I pressed submit and I immediately got the results that my dispute was complete . I logged back in and it said the bk was deleted. This took literally 2 minute.. Thank you so much for sharing this and Im so glad I did it. my 10 yrs would have been march 2023. 

[CH-7-Mission-Accomplished]

---

@Valcrys wrote:

Oh my goodness. You will not believe this. I just did a dispute online. I did exactly what you did. I put the date inaccuracies and typed in the comments .. request early exclusion, too old to report. I pressed submit and I immediately got the results that my dispute was complete . I logged back in and it said the bk was deleted. This took literally 2 minute.. Thank you so much for sharing this and Im so glad I did it. my 10 yrs would have been march 2023. 

---

I'm so happy for you.   Congrats.  

[TRC_WA]

Congrats!  I'll be doing the same soon too!

[21NorthernLights]

Thanks so much for this thread. I filed 10/2014 so I'm ~ 27 months from removal. I did exactly what you did with TU a couple days ago and got an email almost immediately that it had been removed. I'm thinking of taking my chances with EQ or EX since I plan to buy a home in a few months and getting it off one more will help my middle score.

Thanks again @CH-7-Mission-Accomplished 

[Valcrys]

I appreciate your post!! If I had not read it I would have never known to try. so thank you again.. I'm a Lil bummed that my score didn't go up like yours ..it dropped 11 points, but I'm working hard to lower my utilization (currently 76%) so I'm hopeful in the next 6 mo. of paying on time and paying off debt ...ill be good to apply for a home. I only have Experian left to get an EE for the bk. Good luck to all!!

[Valcrys]

awesome!!! congrats.. I did the same July 4, came off literally after I hit submit.. good luck!!

[incognitony]

Filed Feb 2015 , followed the steps and TU deleted immediately. 

[Valcrys]

Dang.. congrats ..is that 3 years early exclusion for u?? So awesome ..happy for you