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Hi, I thought all my tradelines included in BK were reporting correctly, but just saw on my TU report that 4 tradelines are notated "Current; Paid or Paying as Agreed" for the Pay Status which, for all my other BK tradelines is showing as >Account included in Bankruptcy< These 4 tradelines are all showing "OK" payment history as of last month, the only months that have "NR" for not reporting are the months that my BK case was open.
My TU score is 20-30 points lower than EQ/EX, so could this have anything to do with it? Any help is appreciated! I can provide snips of what's showing on TU, if necessary.
What type of accounts are these?
Amex Dept Stores (Macys)
DSNB/Macys x2 (didn't know they were both still open prior to BK)
Sears/CBNA
@Anonymous wrote:Amex Dept Stores (Macys)
DSNB/Macys x2 (didn't know they were both still open prior to BK)
Sears/CBNA
My cap1 card that was open with a $0 balance reports this way. Now it shows, "Account closed by credit grantor" in the remarks section, but still says "Pays account as agreed"
UPDATE:
I submitted a dispute to TU for the tradelines that were reporting incorrectly on TU. Whether I should have or not is up for debate, but what I can tell you is that now 3 of 4 of the tradelines that were included in BK are no longer showing on my TU report.
Only Sears is still showing in my adverse accounts section, and it is now correctly showing IIB instead of Paid or Paying as Agreed. The two Macys accounts that say deleted were definitely open when I filed. I can't help but think this is a good thing for my report and scores. Any thoughts?