BK closed acct status

[2Bfree]

I have a question concern BK accts that is reporting IIBK.  Should this acct state closed if it was IIBK that was dismissed? OC verified as reported correctly and has not  been closed. 

[jackg]

2Bfree,

First of all I'm going to assume that where you wrote "dismissed" you meant "discharged".

Next, all accts. IIB should state account closed with $0 balance due. If not feel free to dispute.

[2Bfree]

Yes, I mean discharge, the accts is listed as bal 0 and activity description transfer/sold/paid and current status: charge off.  It is showing the Date of Major Delinquency was reported (EQ) 3/2007.  I do not know how that date is correct when I file BK 12/06 and Discharged 3/07.  Should the accts IIBK show the High Credit and Credit Limit?  My credit analysis states that My revolving accts. balance are too high in comparison w/ my credit limits (EQ). The balances on my bank card accts are too high in comparison w/ my credit limits (EQ).  Can I GW accts IIBK?  Another negative against me is There are too many late payments on my credit report (TU, EX AND EQ)

Thanks