@raisingmyscore wrote:I am having trouble understanding the CH-13 BK on my reports. TU and Experian do not even show it at all. EX shows it as date filed 07/01/2000 - dismissed CH-13 and that is all. We stopped the BK in January of 2001 due to a settlement and being able to pay our small amount of doubt in full at that time. We only filed b/c my hubby was hurt in an accident and could not work.My question is...does a dismissed CH 13 in TX fall off according to the date filed that is listed on my EX CR?I want to try to get this off, as soon as possible. I am trying very hard to increase my scores. I have had tremendous luck with this forum's help. I have raised my mid-score 36 points in ONE month, due to disputes and pay off's.Any help would be appreciated.Thanks!