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BK7 Early Exclusion results

PNW_RN
Regular Contributor

BK7 Early Exclusion results

My Ch 7 was filed May 20, 2010 so due to be removed this coming May.  I was planning to wait until exactly 6 months prior to removal to ask TU for an EE, but had to call them about something else last week so went ahead and made the request.  I'm so excited that as of today my Ch 7 is gone from my TU report!  My TU is now clean and my score shot up 36 points from 678 to 714!  I'm a little inquiry and new account heavy, and my AAoA is only 18 months so I expect my score to increase as my accounts age and inquiries drop off.  Thanks to all who offer guidance here!  I'll be requesting my EX EE in February then my EQ in April.  Here's hoping to equal success with those bureaus!

Message 1 of 7
6 REPLIES 6
JAG73
Moderator

Re: BK7 Early Exclusion results

It's a wonderful feeling indeed! Congrats! 

Got some pruning to do... No more new cards!
Message 2 of 7
FireMedic1
Super Contributor

Re: BK7 Early Exclusion results

Nice. Congrats!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 3 of 7
Wavester64
Valued Contributor

Re: BK7 Early Exclusion results


@PNW_RN wrote:

My Ch 7 was filed May 20, 2010 so due to be removed this coming May.  I was planning to wait until exactly 6 months prior to removal to ask TU for an EE, but had to call them about something else last week so went ahead and made the request.  I'm so excited that as of today my Ch 7 is gone from my TU report!  My TU is now clean and my score shot up 36 points from 678 to 714!  I'm a little inquiry and new account heavy, and my AAoA is only 18 months so I expect my score to increase as my accounts age and inquiries drop off.  Thanks to all who offer guidance here!  I'll be requesting my EX EE in February then my EQ in April.  Here's hoping to equal success with those bureaus!


Congrats!

 

I am about to make this call on Monday - was it painless?







Potential Future Cards
Message 4 of 7
AllZero
Super Contributor

Re: BK7 Early Exclusion results

Congratulations on your TU EE!
Message 5 of 7
blindambition
Community Leader
Senior Contributor

Re: BK7 Early Exclusion results

Congrats on the EE. Continued success on your credit journey. 🌟 

Message 6 of 7
Guyatthebeach
Valued Contributor

Re: BK7 Early Exclusion results

Congratulations on your EE!

 

Guyatthebeach

Message 7 of 7
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