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My Ch 7 was filed May 20, 2010 so due to be removed this coming May. I was planning to wait until exactly 6 months prior to removal to ask TU for an EE, but had to call them about something else last week so went ahead and made the request. I'm so excited that as of today my Ch 7 is gone from my TU report! My TU is now clean and my score shot up 36 points from 678 to 714! I'm a little inquiry and new account heavy, and my AAoA is only 18 months so I expect my score to increase as my accounts age and inquiries drop off. Thanks to all who offer guidance here! I'll be requesting my EX EE in February then my EQ in April. Here's hoping to equal success with those bureaus!
It's a wonderful feeling indeed! Congrats!
Nice. Congrats!
@Anonymous wrote:My Ch 7 was filed May 20, 2010 so due to be removed this coming May. I was planning to wait until exactly 6 months prior to removal to ask TU for an EE, but had to call them about something else last week so went ahead and made the request. I'm so excited that as of today my Ch 7 is gone from my TU report! My TU is now clean and my score shot up 36 points from 678 to 714! I'm a little inquiry and new account heavy, and my AAoA is only 18 months so I expect my score to increase as my accounts age and inquiries drop off. Thanks to all who offer guidance here! I'll be requesting my EX EE in February then my EQ in April. Here's hoping to equal success with those bureaus!
Congrats!
I am about to make this call on Monday - was it painless?
Congrats on the EE. Continued success on your credit journey. 🌟
Congratulations on your EE!
Guyatthebeach