My attorney filed my BK on Friday, and as of today, myFICO is showing the BK7 with case numbers on all 3 CRAs. I’m sitting at EQ-532, TU-545, and EX-527, with 10-15 point drops in all 3. He thinks my MOC should be around 10/25 but I’ll know for sure soon. I’m sure this has been mentioned a lot before, but I think I’m going to have some trouble with my CU. I plan on keeping my car I have financed with them, but I have a CU CC with them for almost $15k that will be IIB. They might play hard ball. Wish me luck!
Well I’d rather not say. It’s a very small CU with only a few branches. That may give a little too much about myself for comfort lol. My attorney has dealt with them before and he’s seen it go both ways.