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BK7 Filed

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Frequent Contributor

BK7 Filed

My attorney filed my BK on Friday, and as of today, myFICO is showing the BK7 with case numbers on all 3 CRAs. I’m sitting at EQ-532, TU-545, and EX-527, with 10-15 point drops in all 3. He thinks my MOC should be around 10/25 but I’ll know for sure soon.
I’m sure this has been mentioned a lot before, but I think I’m going to have some trouble with my CU. I plan on keeping my car I have financed with them, but I have a CU CC with them for almost $15k that will be IIB. They might play hard ball. Wish me luck!
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Super Contributor

Re: BK7 Filed

Who the CU? Many here belong to all kinds of CU's and they may help letting you know if you'll get hit with the cross collateral bomb.





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
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Frequent Contributor

Re: BK7 Filed

Well I’d rather not say. It’s a very small CU with only a few branches. That may give a little too much about myself for comfort lol. My attorney has dealt with them before and he’s seen it go both ways.
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Super Contributor

Re: BK7 Filed

Well best of luck!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 4 of 4
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