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Hi all. Kinda new here.
I recently filed BK7 on 6/10. After I filed, I signed up for almost every free credit monitoring site I can. Credit Karma gives the FAKOs for EQ and TU, while the only free FICO I can get right now is from Experian.
As I've been following the case on PACER, I know that the court has sent notice. As such, I've been getting alerts fom CK, Experian, etc. The BK filing was reported, and the balances on the revolving card accounts included in the BK went to $0 as expected. However, several collection accounts (mainly from Midland and Portfolio Recovery) have been removed. Of course, my scores bumped up quite a bit even with the BK reporting.
I guess my question is...will the collection accounts show up on my credit reports again once the BK7 is discharged? My 341 meeting is in a couple of weeks.
Thanks in advance and looking forward to learning new things here.
After your discharge all of your previous collections/debts should show zero balance and included in bankruptcy on your reports.
If a former creditor or collection agency of a debt before the bk dc attempts to collect then simply send them your bk info and date of dc, that should squash it
@cynicaldragon83 wrote:
I guess my question is...will the collection accounts show up on my credit reports again once the BK7 is discharged? My 341 meeting is in a couple of weeks.
Yes... with a $0 balance showing IIB.