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Hey guys!
So i ended up falling on extremely hard times, literally lost everything but my car in the last year and ended up filing. Since the trustee saw no assets really worth anything the 341 meeting of creditors was in my favor.
I represented myself and educated myself along the way of what to do and deadlines and accessing the pacer system and stuff.
Now i called the court and they told me my discharge will be awarded 8/14.
I'm so excited and browsing the forums for recommended credit cards and stuff to open right after discharge.
I heard barclays, capital one and credit ones are the best ones to start off with.
If I am in california or arizona area, what would be the best credit builder loan to apply for?
I figure if i pay the loan with a credit card if they allow payments like that and then pay off credit card in full and rotate each card use per month, in theory that would help build credit history right?
@Anonymous wrote:Hey guys!
So i ended up falling on extremely hard times, literally lost everything but my car in the last year and ended up filing. Since the trustee saw no assets really worth anything the 341 meeting of creditors was in my favor.
I represented myself and educated myself along the way of what to do and deadlines and accessing the pacer system and stuff.
Now i called the court and they told me my discharge will be awarded 8/14.
I'm so excited and browsing the forums for recommended credit cards and stuff to open right after discharge.
I heard barclays, capital one and credit ones are the best ones to start off with.
If I am in california or arizona area, what would be the best credit builder loan to apply for?
I figure if i pay the loan with a credit card if they allow payments like that and then pay off credit card in full and rotate each card use per month, in theory that would help build credit history right?
Welcome to myFICO and congrats on your new start. I am also in AZ so howdy Pizza gave you some great advice already. I would spend some time reading through the threads that are in the BK forum so you can gather as much knowledge as possible. Good luck
awesome! fellow az local!
its kind of weird how i ended up in this situation.
anyways ive learned more and more about credit now working for a lender (cannot mention name on here due to conflict of interest)
and ive been getting advice from multiple people on how to strengthen my report post discharge.
on here i see a lot of people that have extensive knowledge too, definitely open to learning!
will try to cap one first!