I filed for bankruptcy in January 2018, had 341 meeting of creditors in February 2018 and discharged in April 2018. As of today, I have a Self-lender loan, Capital One secured credit card with a $200 CL (only $99 is secured), a Credit One unsecured credit card with a $300 CL and 1% cash back on some purchases, and today I was approved for a Kohl’s Charge with a $300 CL. My credit scores are still on the low side but are slowly creeping up. I’m now in the Garden to let these cards grow.
