@Anonymous wrote:
Let me start by saying never meet with 6 BK attorneys in one day. I did that today and it was quite interesting. I did find one who was very knowledgeable and gave me more information than I know what to do with. I’m nervous but excited at the same time. It could be that the stress has me losing my mind lol I’m not really sure. He’s fee for everything is $2K. That seemed like the avg cost down here in Texas but it covers everything. So I’ll be moving forward in the coming weeks just need to get the money together.
lol. When i said i had 6 consultations, i wasn't inferring that they were in the same day?!
I paid nearly $4000 for my CH 7, assets(titled vehicles only) were involved though, but not sure that constituted the high fee. He/the firm, is 'THE' BK attorneys in my professional sports team sized city in Ohio.
My attorney is also a trustee for almost 20 yrs, past Bar Association President, former school board member, member of the Judicial Liaison Committee, Bankruptcy Local Rules Committee, Volunteer Lawyers, and Executive Committee Member of the Midwest Regional Bankruptcy Seminar and has about a dozen accredited awards, ratings, etc. Also travels the country lecturing all things bankruptcy. See if you can't research that and find out if any of the attorneys you talked to are trustees. I had to find out on my own. They don't advertise as such but is usually in their online professional info/profile. Gotta think that a moonlighting trustee as your attorney, can't be a bad thing. I think that it also provides a little more confidence in that the attorney/trustee will do things properly for both sides as to not jeopardize their 'trustee' standing.
After years of juggling my debt, leaving work early to get to bank to get cash advance to pay the last cash advance, then up early saturday morning to the bank again to deposit a BT check, etc....I had 45+ accts to juggle/pay, in trying to keep that high 700 score. Let's not forget the $140,000 i burned through to reign in the debt. So even when i only decided to file about this time last year, the amount of stress relief was huge. I let balances report, utilization went thru the roof, i stopped monitoring my scores, learned to live on debit only (for 10 months until i DC'd)..
I"m rambling now....Just remember this, 95% + of us here, have been or are, exactly where you are now, and of those 95%, there are 95% + positive, post BK success stories.
