it'll be gone in ten years max,depending if it was chapter 7 or 13 no way to have it removed early as you did file. It may be removed a handful of months before that 10 years but not before that.
Chapter 7 filed 2/3 Discharged 6/30
Fico 8 EQ 681 TU 671 Ex 665 Fico 4 TU 690 Fico 5 702 Fico 2 693
Check out Credit Reporting After Chapter 13 posting chain from last year. Several examples including mine. I can't remember whether EX or TU came off first after 6 yr and 6 mo after filing (6 mo early), then the other at 6 yr mo and 9 mo (3 mo early). I do remember EQ refusing to come off early but did drop off a little less than a month from 7 yr window. This link will show the successful and not so successful strategies used in the last year or two. Do not believe anyone that says you can get a discharged BK13 off before 7 yrs after filing. Seems they do sometimes drop off mysteriously, but I haven't seen that tied to anyone's action, intentional or not.
