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can someone help or give me tips on how to remove bankruptcy from my credit. it will be very helpful.Thanks alot
it'll be gone in ten years max,depending if it was chapter 7 or 13 no way to have it removed early as you did file. It may be removed a handful of months before that 10 years but not before that.
Wait 10 years from filing for a BK7 or
Wait 7 years from filing for a BK13
Check out Credit Reporting After Chapter 13 posting chain from last year. Several examples including mine. I can't remember whether EX or TU came off first after 6 yr and 6 mo after filing (6 mo early), then the other at 6 yr mo and 9 mo (3 mo early). I do remember EQ refusing to come off early but did drop off a little less than a month from 7 yr window. This link will show the successful and not so successful strategies used in the last year or two. Do not believe anyone that says you can get a discharged BK13 off before 7 yrs after filing. Seems they do sometimes drop off mysteriously, but I haven't seen that tied to anyone's action, intentional or not.
Good luck!
https://ficoforums.myfico.com/t5/Bankruptcy/Credit-Reporting-after-Chapter-13/td-p/5967645/page/3
If you filed a Ch 7 - 10 years from discharge. You can search the term early exclusion - plenty of threads here about it.
I filed 13 in 2014 and it was supposed to be off my credit in 2021 and it still is showing up.
@Anonymous - Dispute it if incorrect. You can dispute it online or on the phone.
Chapter 7 - 10 years legally. TU has been known to remove after 9 w/ an EE. EQ & EX possibly 3 mo. early with an EE. EQ being the most strict.
Did you successfully complete and receive a discharge from the Chapt 13? If not, and it was dismissed, it can stay on for 10 years.