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Has this ever happened to anyone that had filed bankruptcy? I had about 9 accounts that were included in my chapter 13 bankruptcy on my Equifax credit report. The public record itself, still reports until July 2022, which is the 7 year mark time. The accounts that are included are now being reported as paid on time. In other words, not one single account has a bankruptcy indicator on it. My FICO score also went up 30 points. Has anyone ever had an account included in bankruptcy, but the credit bureau or creditors changed the negative status to a positive status?
CreditBob,
The same thing happened to me 2 credit card accounts, one with BB&T and the other with Chase.
I thought it was odd at the time, but I wasn't going to complain at all.
Guyatthebeach
Mine haven't.
The IIB accounts fell off at the 7 year mark with the first Ch 13... the most recent Ch 13 still has the IIB accounts reporting as such with 18 months or so to go until the 7 year mark.