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So it will be ten years in June 2020 (this summer).
1.) Will the bankruptcy come off all three credit reporting agencies automatically or do I need to go in and do that somehow?
2.) How is that going to affect my credit score (increase, decreate, etc - by how much)?
It would automatically fall of your reports and you may see an increase in your scores once they do. Hope all goes well!
Read this posters results. Went up to 780.
You can ask for EE from TU - 6 months early
EX - 3 months early
EQ - 30 days early, but don’t do it. Tey'll screw it up.