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Barclay Credit Card

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Anonymous
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Barclay Credit Card

Were you able to obtain a Barclay CC right after being discharged from BK? If not, how long before approved? Which card from Barclay? Thanks for the info.
Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Barclay Credit Card

Yes, discharged in September applied for Barclay November 2014.
Message 2 of 19
Anonymous
Not applicable

Re: Barclay Credit Card

We filed November 2014 and were approved November 2015.

Message 3 of 19
Pway
Valued Contributor

Re: Barclay Credit Card

I was approved six months after discharge. 

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 4 of 19
Anonymous
Not applicable

Re: Barclay Credit Card

I'm 7 moths discharge tried 3 times denied
I'm done with Barclays I will do the same to them once they start sending pre approve letter. Can get any better then my citi double cash .
Message 5 of 19
holmesnmanny
Contributor

Re: Barclay Credit Card

 Yeah, same here, I'm so done with Barclay's. I took your advice and applied for Cabela's visa and instant approval 6 months post BK7 . Waiting on card now. Not sure credit limit yet. This is my first unsecured Visa. 

 

I'm in california and world bank pulled EQ

 

Barclay's had the audacity to say "too many applications". Eff em 

 

$500 secured SDFCU

$600 secured FNB

7 Comenity store cards reporting since November averaging 500 limit

 

$500 Progresso/Opportun loan 6 month loan

$150 month $5000 Santander auto loan reporting since November

 

618 EQ

640 EX

640 TU

Pro Se Chapter 7 discharged July 2015
Message 6 of 19
Anonymous
Not applicable

Re: Barclay Credit Card

NICE!! Congrats on the approval if you call them up they'll tell you your SL
Message 7 of 19
Anonymous
Not applicable

Re: Barclay Credit Card

CH 13 discharged 1/12/16 and approved for Barclays reward within 2 weeks after that.  

Message 8 of 19
0REDSOX7
Valued Contributor

Re: Barclay Credit Card

I waited until six months post BK discharge for a Ch. 7.  Started with a $750 CL, then six months in got $2750, then after a year got $4,000 and then just another CLI to $7,000 this month.  They are my daily driver as I like to say.

BK Discharge 2/11/14

Currently in the garden.
Message 9 of 19
Scupra
Super Contributor

Re: Barclay Credit Card


@holmesnmanny wrote:

 Yeah, same here, I'm so done with Barclay's. I took your advice and applied for Cabela's visa and instant approval 6 months post BK7 . Waiting on card now. Not sure credit limit yet. This is my first unsecured Visa. 

 

I'm in california and world bank pulled EQ

 

Barclay's had the audacity to say "too many applications". Eff em 

 

$500 secured SDFCU

$600 secured FNB

7 Comenity store cards reporting since November averaging 500 limit

 

$500 Progresso/Opportun loan 6 month loan

$150 month $5000 Santander auto loan reporting since November

 

618 EQ

640 EX

640 TU


I just wanted to point out for others that 7 apps in around 4 months is considered "too many applications" for Barclay. They are known to not like new accounts, let alone 7 Smiley Happy Glad you got the Cabella's Visa, have you tried Cap1 to get a unsecured card that isn't a store card?

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 10 of 19
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