Re: Barclays - myFICO® Forums

Newbie2018 · ‎11-18-2022

what bureau does Barclays pull from and what are the odds after BK this year. Didnt burn them. Have had my cards reporting form other creditors since May no missed payments

FireMedic1 · ‎11-18-2022

Might be a long time. From August:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Barclays-quot-STILL-quot-Blacklisted/td-p/...

Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my rebuild after BK from learning here. Started 540's. FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.

Newbie2018 · ‎11-18-2022

That thread was for black listed. So that's even if they weren't included? I never had a Barclays card. Also, the bk is no longer on two of my reports.

FireMedic1 · ‎11-19-2022

@Newbie2018 wrote:
what bureau does Barclays pull from and what are the odds after BK this year. Didnt burn them. Have had my cards reporting form other creditors since May no missed payments

I took it as you just filed this year. Left the almost off my reports out. Once BK falls off. Its open season on the majority of lenders. If your file supports it.

Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my rebuild after BK from learning here. Started 540's. FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.

Guyatthebeach · ‎11-19-2022

Newbie2018,

I was able to be get approved for the Apple Visa back in September 2012 and it was a TransUnion pull. My chapter 7 bankruptcy was discharged in February 2012. The next month I was approved for a Barnes and Noble Mastercard. Then the following year, I was approved for the Ring card.

Guyatthebeach