@FireMedic1 wrote:Good possibilty that may have happened, This chart floats around here on how lates affect scores. There can also be many other factors. Since you only posted the lates. Check it out.
Not to get off the topic of the BK& 1 year anniversary, but the late chart is very interesting to me. Do red and blue lines (30 and 60 day lates) merge at 2 years and then become the same for aging purposes. It looks like a 25 pt loss at 48 + months and on. No decrease at 60 or 72 months? Is that accurate? What if you have two 30 day lates that are post 48 months.
My bad. I misread your post. I thought you were talking about lates. For me. I saw no real change after my 1, 2, or 3 yrs anniversary. Could have been. But I was rebuilding the whole time. So I couldnt tell if was age of the BK or the growth of my rebuild. So sorry.
@rbentley wrote:
@FireMedic1 wrote:Good possibilty that may have happened, This chart floats around here on how lates affect scores. There can also be many other factors. Since you only posted the lates. Check it out.
Not to get off the topic of the BK& 1 year anniversary, but the late chart is very interesting to me. Do red and blue lines (30 and 60 day lates) merge at 2 years and then become the same for aging purposes. It looks like a 25 pt loss at 48 + months and on. No decrease at 60 or 72 months? Is that accurate? What if you have two 30 day lates that are post 48 months.
Were both sitting at a 20 point loss until 7 yrs according to the chart. Apologize again. I thought I was responding to another thread. LOL!!!!!