Well, I received notice yesterday that our Chapter 7 BK was discharged. We filed on 06--06-19, had our MOC on 07-15-19 and received Discharge on 09-16-19. I was shocked when I logged into my Experian Report and my FICO score went up 16 points and it reported that it is discharged on my report already. I am happy overall where my scores stand the day after BK. I know I know I have a lot of work to do but today is the day that we work towards a better financial future.
Experian - 695 (4Y1M AA, 33 INQ)
Transunion - 686 (1Y5M AA, 30 INQ)
Equifax - 726 (3Y1M AA, 4 INQ)
Total Credit Lines: $99,387
