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Bk Discharged

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Bk Discharged

Well, I received notice yesterday that our Chapter 7 BK was discharged.  We filed on 06--06-19, had our MOC on 07-15-19 and received Discharge on 09-16-19.  I was shocked when I logged into my Experian Report and my FICO score went up 16 points and it reported that it is discharged on my report already.  I am happy overall where my scores stand the day after BK. I know I know I have a lot of work to do but today is the day that we work towards a better financial future.

Chapter 7 BK Discharge 09-16-19
589 - 11-12-19 Experian FICO Score 8
632 - 11-04-19 Experian VantageScore 3.0
643 - 11-12-19 Transunion VantageScore 3.0
616 - 11-12-19 Equifax VantageScore 3.0
580 - 10-25-19 Equifax FICO Score 5
Loans: 1 Student Loan Deferred, 2 Auto Loans, 1 Secured Loan
Credit Cards: 2 Visa Cards, 1 Mastercard; 1 Store Card $500/$1,400
Inquires: 17 Equifax, 32 Experian, 15 Transunion
Average Account Ages: 1Y10M Equifax, 3Y11M Experian, 2Y9M Transunion
Gardening till 03-2020
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3 REPLIES 3
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Message 2 of 4
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Established Member

Re: Bk Discharged

Congratulations to you! Good luck on your rebuild and future.

Filed Ch. 13: 5/2018 | Converted to Ch. 7: 8/2019 | Discharged: 12/2019

DEC 2019: 564 EQ | 525 TU | 587 EX
Message 3 of 4
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Established Member

Re: Bk Discharged

Congrats! We're only a few days behind you. Our 341 was 7-22, and our 60 is up on Saturday.
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