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Bk Discharged

CostantinoA
Established Contributor

Bk Discharged

Well, I received notice yesterday that our Chapter 7 BK was discharged.  We filed on 06--06-19, had our MOC on 07-15-19 and received Discharge on 09-16-19.  I was shocked when I logged into my Experian Report and my FICO score went up 16 points and it reported that it is discharged on my report already.  I am happy overall where my scores stand the day after BK. I know I know I have a lot of work to do but today is the day that we work towards a better financial future.

Chapter 7 BK Filed 06-06-19, Discharge 09-16-19
603 - 09-25-20 Equifax FICO Score 4
741 - 10-05-20 Equifax Vantage Score 3.0
684 - 10-08-20 Experian FICO Score 8
649 - 09-01-20 Experian FICO Bankcard Score 9
657 - 10-05-20 Transunion VantageScore 3.0
Loans: 1 Student Loan Deferred, 2 Auto Loans
Credit Cards: 10 Visa/Mastercard; 3 Store Card $8/$10,525
Inquires: 0 Equifax, 29 Experian, 18 Transunion
Average Account Ages: 3Y7M Equifax, 4Y06M Experian, 1Y6M Transunion
Gardening till 01-2021
Message 1 of 4
3 REPLIES 3
Tuscani
Moderator Emeritus
Message 2 of 4
rustyshackelford
Established Member

Re: Bk Discharged

Congratulations to you! Good luck on your rebuild and future.

Filed Ch. 13: 5/2018 | Converted to Ch. 7: 8/2019 | Discharged: 12/2019
Dec 2019: 564 EQ | 525 TU | 587 EX
Feb 2021: 676 EQ | 661 TU | 671 EX
Capital One Secured: $1.3k Limit | Ollo Card: $2.1k Limit | PenFed Power Cash Rewards Card: $12.5k Limit
Message 3 of 4
rwrmilton
Valued Member

Re: Bk Discharged

Congrats! We're only a few days behind you. Our 341 was 7-22, and our 60 is up on Saturday.
Message 4 of 4
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