No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
The CRA's dont update untill someone from the credit companies tell them. They know you filed by a third party that reports the BK. It can take up to 30 days till everything is updated after DC. Which I see your waiting for at the moment. Then pull your reports and then make sure everyone reports IIB and 0 balance. If not then dispute. Your not done till that DC paper shows up on PACER or is mailed to you by your lawyer. Theres alot that goes on with your reports until it all settles and is completed. Good Luck!
If it doesn't update after a few months don't worry about it. You can always dispute the accuracy of the CB info regarding the accounts which should then fix the issue. CB info isn't always accurate.....most times its not when it comes to a BK.
I recently went thru this exact same concern....EQ started updating almost immediatley after filing, then the day after my official discharge on pacer, TU and EX blew up my FICO account with updates.....all 12 updated as 0 balance and IIB. Awaiting my next report on July 18 to see how everything looks. It does take some time and will happen.
Good luck
diety23,
The credit bureaus are not going to update the accounts until the lenders send the CB's the information. At this point of your bankruptcy, I personally wouldn't worry about. Everything will update to IIB about 30(maybe 60 if someone is slow to update) days after your BK discharges.
I would go back and check 30 days after to BK discharges to make sure all the accounts report correctly. I remember from mine, I had to send proof that my bk was discharged and a credit card was included to get it updated correctly.
Hang in there, everything will work out in the end.
Guyatthebeach