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Burned Cap 1 to a crisp in Ch7. Any other cards 8 months post?

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KINGTRAUMATIC
Valued Member

Re: Burned Cap 1 to a crisp in Ch7. Any other cards 8 months post?

Thank you! I guess I was one of the unlucky ones that ended up on the mysterious black list Smiley Sad





Message 11 of 17
Anonymous
Not applicable

Re: Burned Cap 1 to a crisp in Ch7. Any other cards 8 months post?

@KINGTRAUMATIC At this point for me, I'll be happy to get back in at 11 months lol. I may try again around that same time frame and see what happens. 

Message 12 of 17
KINGTRAUMATIC
Valued Member

Re: Burned Cap 1 to a crisp in Ch7. Any other cards 8 months post?

@Anonymous just be careful I did read about someone the other day that cold app'd, got their credit pulled and still got denied. But I believe if your 13 months post BK and you've had no recent derogs you have a pretty good shot. Good luck!





Message 13 of 17
sccredit
Valued Contributor

Re: Burned Cap 1 to a crisp in Ch7. Any other cards 8 months post?

I was right about 13 months post DC when I applied and was approved through Cap One for $3k on the QS1. I burned them for $26k on business cards. 

Message 14 of 17
Anonymous
Not applicable

Re: Burned Cap 1 to a crisp in Ch7. Any other cards 8 months post?

 
Message 15 of 17
Anonymous
Not applicable

Re: Burned Cap 1 to a crisp in Ch7. Any other cards 8 months post?

@KINGTRAUMATIC  Thanks, I agree. I'll be patient and let my current accounts age until then. 

Message 16 of 17
Anonymous
Not applicable

Re: Burned Cap 1 to a crisp in Ch7. Any other cards 8 months post?

@sccredit  3k is actually a nice starting limit with Cap One, especially being 13 months out of BK. Great work! 

Message 17 of 17
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