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Burned Discover- will they let me back in?

Established Member

Burned Discover- will they let me back in?

Hello!  I will be 2 years BK in April.  Below are my scores.  Wondering if I should attempt trying them after burning them?  

 

Thank you!

 

EQ 627
TU 626
EX 607
CCU Visa $2000, Credit One $750 Milestone $300 VS $750 Express $900 Forever 21 $350 Ulta $450 Nissan Finance Lease $19,000
Currently Gardening
Message 1 of 6
5 REPLIES
Regular Contributor

Re: Burned Discover- will they let me back in?

Hi, I was D/C  one year ago and got back with them. Disco was IIB. Do pre-qual first.

EX 675
EQ 680
TU 658
BK 7 D/C December 2016.
Message 2 of 6
Senior Contributor

Re: Burned Discover- will they let me back in?

As mentioned, Discover is very forgiving because they don't underwrite many of the rebuilder cards themselves but package them for investors to take risks against (see my Asset Backed Securities thread).  Use the prequalify page to see!

Message 3 of 6
New Member

Re: Burned Discover- will they let me back in?

Hello,

I'm sure YMMV but I included them in mine and was discharged 9/17.  I did the pre-approval last month and they did not have any cards available to me.  I've been working on re-establishing and my scores have increased nicely the last few months.  Last night I tried the pre-approval again and it said I was pre-approved for the IT Chrome.  I called this morning and I was approved for $2,000.  Hopefully this helps.

Message 4 of 6
Established Member

Re: Burned Discover- will they let me back in?

Thank you everyone.  I did the pre-qualify on their site and they do not have any offers for me at this time due to "prior Discover account".  Smiley Sad  I'll try again in a few months!

EQ 627
TU 626
EX 607
CCU Visa $2000, Credit One $750 Milestone $300 VS $750 Express $900 Forever 21 $350 Ulta $450 Nissan Finance Lease $19,000
Currently Gardening
Message 5 of 6
Established Member

Re: Burned Discover- will they let me back in?

Thank you everyone.  I did the pre-qualify on their site and they do not have any offers for me at this time due to "prior Discover account".  Smiley Sad  I'll try again in a few months!


300WinMag wrote:

Hello,

I'm sure YMMV but I included them in mine and was discharged 9/17.  I did the pre-approval last month and they did not have any cards available to me.  I've been working on re-establishing and my scores have increased nicely the last few months.  Last night I tried the pre-approval again and it said I was pre-approved for the IT Chrome.  I called this morning and I was approved for $2,000.  Hopefully this helps.


 

EQ 627
TU 626
EX 607
CCU Visa $2000, Credit One $750 Milestone $300 VS $750 Express $900 Forever 21 $350 Ulta $450 Nissan Finance Lease $19,000
Currently Gardening
Message 6 of 6