Burned Navy Federal in Ch7 BK can I become an Authorize user?

[teatea]

My Bk was just discharged in February 2020. I burned Navyfed for 15k. Can I become an authorize user without paying them back?

[pizza1]

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@teatea wrote:

My Bk was just discharged in February 2020. I burned Navyfed for 15k. Can I become an authorize user without paying them back?

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That will be tricky! As an AU you're not responsible for the account in any way, the card holder is.  But...you will still be red flagged in the system from your BK, so the AU may or may not go thru. Only way to find out is to try. 

[teatea]

Ok thanks 

[Anonymous]

Last time I worked there (2+ years ago) there was no special approval process to be added as an AU. Let us know if you experience any problems. 

[TekkenQQ7]

Yes you can, and they also backed my reporting when I opened my account in 2017.

[teatea]

Thank you 

[TekkenQQ7]

@teatea welcome.

[FireMedic1]

AU's arent quick fixes. You'll neded to get your own primary accounts. Three of them and a installment loan to get things going.

[bustout]

My friend and I both had accounts on NFCU. He discharged 15K from NFCU on a Platinum card. Two years later he was approved for a secured card ($500) and a year after that he converted the secured card to a $1000 credit card. Not sure where his limit is at the moment but he still has the card. I'm not sure but it doesn't see like their memories are as long as say, Chase. 

[Anonymous514]

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@bustout wrote:

My friend and I both had accounts on NFCU. He discharged 15K from NFCU on a Platinum card. Two years later he was approved for a secured card ($500) and a year after that he converted the secured card to a $1000 credit card. Not sure where his limit is at the moment but he still has the card. I'm not sure but it doesn't see like their memories are as long as say, Chase. 

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@pizza1 Now this is interesting!