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Hello everyone. After 6 years just noticed on a recent paper copy of my credit report from EX that it list my Ch7 location of US BK Court NM Albuquerque and the address in ABQ but it was done in Roswell, NM at that court. I never went to ABQ. Do I have a chance of removing it for it be incorrect and if so how? 100% disabled vet and trying to buy my first home for my family. Thank you.
Each state the BK Courts are located in districts. I filed 75 miles away from the court and had to drive to Orlando for the MOC's and all my case dockets were filed there. So it really isnt the town you filed in. And getting a BK off your reports wont happen. Legally.
Duplicating my comment on the other forum. . .
There is nothing to “fix”. NM has one bk court district:
The Office of the Clerk of the United States Bankruptcy Court for the District of New Mexico is located in downtown Albuquerque, New Mexico. . .
Clerk's Office
United States Bankruptcy Court
District of New Mexico
Pete V. Domenici U.S. Courthouse
333 Lomas Blvd. NW, Suite 360
Albuquerque, New Mexico
You attended your 341 meeting in Roswell:
Creditor Meeting Location - Roswell
Chaves County Magistrate Court
400 North Virginia Street
Roswell, NM
This has nothing to do with anything other than where you attended the meeting.
To confirm go to:
Des.
Ok thank you very much for responding quickly.
You can purchase a home (2) years from your discharge date. You're 6 yrs out... you're also a VET. You shouldn't have ANY problems.
Ok cool but I also need to bring my score up. My FICO 8 are 650, 648, and 637 but the dang fico mortgage scores are in the 580s smh.