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Just a reminder: all posts need to be FSR. Everyone's circumstances are different. It's quite possible for someone to have their financial situation completely in control immediately after, or even prior to, filing bankruptcy. Sometimes there is just crushing debt from a previous life that is no longer maintainable, but one could certainly be living within their current means at that point. Blanket statements will not help all members. Thanks for your cooperation.
@Anonymous wrote:
Update:
I tried the pre qualify for Cap one yesterday and it said I was pre qualified for the Capital One platinum, went ahead and applied and Bam it said ' we cant provide you with the card now. We will let you know why we couldn't do that within 10 days' message.
Sorry about that. Like i said. Closer to a year out would be your best shot. Go for the Open Sky. No HP. Yes its secured. But it will help show some credit respnsibilty. Merrick could be another. But start with the Open Sky for now. Wait 4-6 months and give Cap a try. Never seen the 10 day thing. Hopefully its a chance at a secured or they need more info for verification. Let us know.