Can this be remove from my report?

[Anonymous]

I filed chapter 7 on 01/2003 and still have some ccc reporting info. can this info and/or account be removed from my report or should I leave it as is? I have included an example that is on my report.

Bank of America

Date opened:                  Type:                                 Credit Limit:

07/1994                           Revolving                          $17,500

Reported Since:             Terms:                               High Balance:

02/1997                           NA                                     $19,458

Date of Status:                Monthly Payment:             Recent Balance:

01/2003                           $0                                      $0 as of 09/2006

Last reported:                  Responsibility:                  Recent Payment:

09/2006                           Individual                           $0

[sunrise]

I would leave it as it is....it says nothing about being IIB.  That is a good thing.  If you try to get this removed, they may update it to something negative!

I had this happen to one of my accts,  it is actually still there!  It was updated to show a zero balance, but has never shown IIB or anything negative!  And, it is listed under my closed positive TL's.

This is my opinion, I hope I am understanding your question correctly!

BK's and any relevant info stay on your report for 10 years.

[Anonymous]

Yes, I would leave it alone.  It also should say that it will stay on your credit report until Sep 2016, i.e. 10 years after it was closed.