Cap1 Venture

[alisadarrick]

Hello - I am 10 mos past BK discharge and I have a Cap1 QS and Plat with 1300 limits on each.  What are my chances of getting the Venture card?  My scores should be located in my signature.  

Thanks.

[Scupra]

I would wait until 1 year post d/c. You may still get approved now though, YMMV as always

[alisadarrick]

ok and should i call in and speak with a rep or just app online?  Does it matter?

[Anonymous]

Have you checked the prequalify page? I got mine (and my wife got hers) because we saw we were prequal'd for it. If it's there, go for it. If not, well up to you. Remember it's a hit on each bureau when you apply with them. Also, if you are prequal, go fo the QS Visa as well. Uses the same pulls if you apply for both on the same day.

Good luck and let us know what happens!

[alisadarrick]

when you do the prequal page do you put you have excellent credit, average or rebuilding?  Thanks.

[Scupra]

Try them all and see what happens

[barbaralee]

Yeah, I would hit up the pre-qual link as well. I got my Venture through that and I was approved for the 10k/ lowest apr, although my BK is over 5 years out and I had been rebuilding with them for a few years. 

[alisadarrick]

Thanks, everyone.  I am trying to see if someone will respond that has recently used the prequal.  

[Scupra]

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@alisadarrick wrote:

Thanks, everyone.  I am trying to see if someone will respond that has recently used the prequal.  

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The pre-qual process hasn't changed.. What is it that you are looking for?

[barbaralee]

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@alisadarrick wrote:

Thanks, everyone.  I am trying to see if someone will respond that has recently used the prequal.  

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How recent? I used the prequal 5 months ago.