@PrinceCorwin wrote:
I discharged my chp7 almost 2 months ago. 3 fico scores @ 610. Cap1 sight shows no prequal offers buy CK and Ex sites show cap1 QS as very good or excellent odds. Has anyone gotten a cap1 card close to discharge date with no offers showin on their prequal sight? I did burn them for about $1000
I burned cap 1 for 5k in my bk7. prequalified offers on their site didnt start showing up until 12 months after bk7 dc date. however i did get the cap 1 kohls 10 months post bk dc 300 sl without a prequal, that card is now 2500, grew fast
{ BK7 DC 12/2019 } target 1300/ kohls 3000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 8000
>/ nfcu platinum 9k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 39k
Total utilization 11 - 14 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 87k
Retired since 2017
Verge 750
