I burned CapOne for right at $3K on a Platinum and Quiksilver card. Chap 7 discharged 10/15/18. I had tried the prequal every few weeks since the first of 2019. FINALLY got approved for a QS with a $3K limit on 8/12. YES! Give it time. Some folks have gotten back in with them quickly, others it has taken a year or so. Good luck!
Chap 7 BK discharge date 10/15/18 FICO's as of 6/13/19: Experian - 613 TransUnion - 671 Equifax - 672 FICO's as of 11/22/19 Experian - 660 TransUnion-624 (WTH?) - Equifax - 656 Credit cards: Kohls $300 Merrick card $700 Cap One Quiksilver $3K OLLO $1.5K Self Lender Loan