Capital One Auto Finance (after Bk?)

[Anonymous]

Hi eemiran,

I've had 2 cc's with them for about a year now. Never been late.

Thanks!

[Anonymous]

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@Anonymous wrote:

We applied about 6mos post discharge. Our scores were in the mid-600s. We were approved for as low as 6.95. However, we found a car that did not qualify, it had over 100,000 miles. We still ended up being approved by Cap1, just not using what I had set up before we went to the dealer. They got us approved at the dealership. Our rate on a 2007 car is 9.63%, so not feeling too bad about it.

Good luck!

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Did you have to make a down payment when you went with the approval from the dealership?

[yoyo]

I got approved 6 months after BK...with 11.9 finance..just got refinance w/Credit union at 3.9..

Captial one ...no money down at the time

[Anonymous]

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@Anonymous wrote:
@Anonymous: CapOne did the ID validation when I applied, too. But they did a HP at time of sale.

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Thanks, thats good to know. Did your dealer give you any hassel to use your offer or want to try for other bank offers?

[Anonymous]

No hassle.  The finance manager mentioned that they do a lot of business with CapOne.  According to her, after Honda Finance, CapOne is their biggest lending partner.  They did give me the option to allow them to shop other financial institutions though.