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Capital One Credit Card After Bankruptcy

joelotto
Member

Re: Capital One Credit Card After Bankruptcy

I think some get approved and some don't right after BK also depends on the status of your accounts. I have read several times that some were not getting approved post BK and they found that their account was closed but still in the collections dept and that prevented them from getting approved.

Message 21 of 25
Shooting-For-800
Senior Contributor

Re: Capital One Credit Card After Bankruptcy

I burned them for $3500 and they gave me 3 cards (3000, 3000, 1000) 1-3 months after BK 7 discharge.  You never know until you try.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship, Synchrony, Evergreen, & Venture



Message 22 of 25
Shooting-For-800
Senior Contributor

Re: Capital One Credit Card After Bankruptcy

Can I ask how long after BK and what your FICO score is for the Venture Card?

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship, Synchrony, Evergreen, & Venture



Message 23 of 25
seoulfood
New Member

Re: Capital One Credit Card After Bankruptcy

Some of you are lucky. I never even had a C1 credit card in my life yet i didnt qualify.

Message 24 of 25
Shooting-For-800
Senior Contributor

Re: Capital One Credit Card After Bankruptcy

Don't apply for ANYTHING for 13 months then try Capital One.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship, Synchrony, Evergreen, & Venture



Message 25 of 25
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