Hey , quick update . After checking my credit report and looking through it . All accounts closed with no balance , so I decide to give the pre approval site a go , recommend capitol one platinum and quick silver .. I opted for the platinum card and to my surprise .. I was approved !!! It's been so long since I've been approved for any cards . Also since filing my scores jumped 88 points . Still in the low 500's so you could imagine how bad my credit was .. Only a 300 limit , but I'm not planning on holding a balance and its a good start ! Happy New Years everyone !
If you app'd today, I would go ahead and go for the Quicksilver as well. It will use the same pull. If you do it the next day, it will take an additional pull from each CRA (I know, because it happened to me.) Congrats for your success! Good luck!