We filed in March 2015, Discharged in July 2015. We had a car that I kept telling BB&T to come pick up since November-they finally came in March to get it. I checked my report this morning and it is showing as 2 different accounts- 1 being BK March 2015 and one showing BK BUT showing all of the payments not made from Nov-April. Should I just leave it alone or dispute the second account? Are those no-pays hurting me?