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Car loan -- not reported since CH 7

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corys00
New Visitor

Car loan -- not reported since CH 7

Filed Ch. 7 bankruptcy back in 2021 and I was discharged in May 2021. My car loan was never reaffirmed but I've continued to make payments on it (it's through Northwest FCU). My credit reports have no longer reflected the payments and in fact list that it was included in my CH. 7.

 

Eventually, I will need a new car and would like the positive activity of paying this car loan reported on my CR, is there anything I can do to make this happen?

Message 1 of 2
1 REPLY 1
Jnbmom
Credit Mentor

Re: Car loan -- not reported since CH 7

As you did not reaffirm the car loan , this was discharged along with your other debts . You are voluntarily paying on it but the lenders won't report it to the bureaus.

EXP 780 EQ 791TU 795
Message 2 of 2
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