Card Recommendations- 2 yrs 3 mo post BK...700+ score

[shavit87]

I have no CCs or loans & would love to get some credit card reccomendations for "officially" rebuilding (filed Ch. 7 2+ years).

TransUnion and Experian, just above 700, so (best guess) FICO high 600s.

No balances other than student loans which are in good standing. 

Burned:

NFCU CC

Wells Fargo (Auto loan)

Capital One CC (2 cards)

WalMart Mastercard CC

*Edit to better clarify situation 

[pizza1]

For starters...who did you burn in your BK? Which lenders?

Do you currently have any CC's at all?

[shavit87]

Oh goodness sorry I forgot to disclose.

NFCU CC

Wells Fargo (Auto loan)

Capital One CC (2 cards)

WalMart Mastercard CC

[Scupra]

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@shavit87 wrote:

Oh goodness sorry I forgot to disclose.

NFCU CC

Wells Fargo (Auto loan)

Capital One CC (2 cards)

WalMart Mastercard CC

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This is what you have or who you burned? 

[shavit87]

Burned, I currently have none

[pizza1]

ok, well I would do the prequal at Discover and Cap1. Do Discover 1st. See what they offer you...

[shavit87]

Thanks, I've heard good things about Discover! I'll see what happens.

[shavit87]

Got approved for the DiscoverIt Secured Card, thanks to the awesome suggestion!

[Anonymous]

You can probably get back in with capital one. It's been a long stretch! 

[shavit87]

Agreed, should I wait til after establishing my credit with Discover? I applied yesterday and not sure if it's too soon to go for card #2.

*Discover is the only application I've done post BK