cancel
Showing results for 
Search instead for 
Did you mean: 

Cards under a payment plan?

tag
Anonymous
Not applicable

Cards under a payment plan?

Hello,

 

I closed one of my CC accounts about a month before I filed Ch 7 (or knew I was going to file), and agreed to a payment plan at a lower price than my usual minimum. I agreed to this plan because the minimum payments on this one card itself had become completely unmanageable.

 

Anyway, does the fact that I agreed to a payment plan on this card change anything now that I've filed? Do I have to continue playing this card, or is the agreement still subject to the creditor stay?

 

Thanks!

Message 1 of 3
2 REPLIES 2
Jnbmom
Credit Mentor

Re: Cards under a payment plan?

No if you stopped paying your others you can stop paying them as well. All your creditors who you owe should be listed and included in your BK and this will be discharged along with your other debts.
EXP 780 EQ 791TU 795
Message 2 of 3
Anonymous
Not applicable

Re: Cards under a payment plan?

Thanks!

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.