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Cards under a payment plan?

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Cards under a payment plan?

Hello,

 

I closed one of my CC accounts about a month before I filed Ch 7 (or knew I was going to file), and agreed to a payment plan at a lower price than my usual minimum. I agreed to this plan because the minimum payments on this one card itself had become completely unmanageable.

 

Anyway, does the fact that I agreed to a payment plan on this card change anything now that I've filed? Do I have to continue playing this card, or is the agreement still subject to the creditor stay?

 

Thanks!

Message 1 of 3
2 REPLIES 2
Community Leader
Senior Contributor

Re: Cards under a payment plan?

No if you stopped paying your others you can stop paying them as well. All your creditors who you owe should be listed and included in your BK and this will be discharged along with your other debts.
EXP 763 TU 793 EQ 734
Message 2 of 3

Re: Cards under a payment plan?

Thanks!

Message 3 of 3
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