Hello!
I have a ch 13 on my mortgage and up until the recent change in servicing company's, my mortgage wasn't reporting at all, on my reports. Now it is and it states open-derogatory as account status. Is this correct? If I'm making payments to the lender and the trustee, should it still be considered derog? It also states payment plan under notes, but I'm just curious on its current status.
Thanks!!!