Hi,
Just preparing for possiblity of needing to be added in with my wife for mortgage in December/January of this year I wanted to make sure my accounts is reporting properly.
I filed August 2018 and got discharged December 2018. Chapter 7.
So I make 2 years in December of this year so I can be added and apply to FHA hopefully if i have to.
Credit Karma stating for equifax filed date is August 2018 which is true but the next line has August 2019 which I am assuming is for discharge date and that is way wrong and I am afraid that will affect me in getting FHA this December.
Credit Karma Transunion is stating August 2018 and December 2018 correctly.
For Experian app for Experian score I see only August 2018 for any resemblance of discharge chapter 7.
What should I do? Is Credit Karma not a big deal and if it says filed discharged August 2018 I should be okay?
