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Chapter 13 Discharged

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Valued Member

Chapter 13 Discharged

My discharge showed up in Pacer about an hour ago. Now to wait until it hits my credit report so I can rebuild. Anyone know how often the CRA's update the files

Message 1 of 15
14 REPLIES 14
Senior Contributor

Re: Chapter 13 Discharged

The CRA's get BK info from third parties. It may take some time but it will show up eventually. About 30 days.





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 2 of 15
Frequent Contributor

Re: Chapter 13 Discharged

Congratulations!  What a great feeling it is to get that discharge!


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Message 3 of 15
Valued Member

Re: Chapter 13 Discharged


@2GreenThumbs wrote:

Congratulations!  What a great feeling it is to get that discharge!


Thanks, paid it off a month and a half ago but the trustee made the final payments yesterday.

Message 4 of 15
Valued Member

Re: Chapter 13 Discharged

Ignore the naysayers. Congrats on completing a Chapter 13, and 100% at that. Best of luck on your rebuild, which is vital for achieving most life goals like purchasing a home.
Message 5 of 15
Contributor

Re: Chapter 13 Discharged

We are anxiously waiting for ours to come thru too.  Did you also watch NDC.org for updates as well?  Did you discharge early or on schedule?

 

Congrats!

Message 6 of 15
Moderator

Re: Chapter 13 Discharged

Thread locked for moderator review.

 

--UB

Message 7 of 15
Moderator

Re: Chapter 13 Discharged

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https://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/m-p/2797115

Message 8 of 15
Valued Member

Re: Chapter 13 Discharged


@BKSurvivor19 wrote:

We are anxiously waiting for ours to come thru too.  Did you also watch NDC.org for updates as well?  Did you discharge early or on schedule?

 

Congrats!


I used NDC to check when payments were paid out but that was it. The discharge order is available on pacer the day the judge signs it. I was 100% repayment and paid it early so I only went 18 months of the 5 years

Message 9 of 15
Contributor

Re: Chapter 13 Discharged

Awesome.

 

I'm checking daily on NDC and Pacer.  Pacer says "Awaiting Trustees Report." We are on a 5-year wage earner payment plan that's not 100%.  Made final payment last month in hopes it would help close our case quicker as due date is end of this month.  Fingers crossed that this happens before end of month.

Message 10 of 15
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