Is there a certain score needed for Target? I'm thinking about getting the Debit card. Love Target!
Most sites say 620 or better, but I'm less than that so I was able to get in. YMMV, if you can spare a HP I say go for it.
All my credit reports are frozen but maybe in a few years. I still have 4 years to go so no real rush. I'll just be glad when it's all over and done! Thanks for the info! I've been following this thread. I agree there needs to be more info for Chapter 13 folks trying to rebuild and just any info. I'll keep updating as I go through it and hope to learn from others as well!
Im 100% sure about Penfed. They are score driven, thats it. Auto loans, personal loans and CCs, it doesnt matter if you are in an open 13 as long as your scores are above their thresholds. Im surprised nobody in this thread has "went for it" (applied).