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Chapter 13 Friendly Credit Cards

Auto Loans for ANY Credit Situation. Immediate Response.
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Regular Contributor

Re: Chapter 13 Friendly Credit Cards

Yes they approved me for a unsecured and I put them in my bk13 go figure
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Message 51 of 79
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Regular Contributor

Re: Chapter 13 Friendly Credit Cards

Did you find this out with their prequal tool online?  Or did you cold app anyway and get approved?

BBVA Clearpoints $16,000 | Discover $5,800 | CECU Visa $4,000 | NFCU Go Rewards Visa Sig. $15,500 | NFCU CLOC $15,000 |
PayPal CB MC $2,700 | Paypal Credit $5,650 | Card $5,500 | AMX Hilton Honors Ascend $1,000 | Wayfair $19,900 |
Sportsmans Guide Visa $7,400 | Kohls $3,000 | Capital One Savor One $3,000 | PNC Cash Rewards $7,500 |
PenFed Power Cash Rewards $10,000 |
Message 52 of 79
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Regular Contributor

Re: Chapter 13 Friendly Credit Cards

Cold app
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Message 53 of 79
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Regular Contributor

Re: Chapter 13 Friendly Credit Cards

What should your scores be for them
Message 54 of 79
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Regular Contributor

Re: Chapter 13 Friendly Credit Cards

I'm going to wait until my new limits reflect on my credit first then i will do it.what are your scored
Message 55 of 79
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Valued Member

Re: Chapter 13 Friendly Credit Cards

Approved for Credit One Platinum with $400 limit. Might not be an ideal card but it’s an unsecured revolving account for my file. 

Message 56 of 79
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Established Contributor

Re: Chapter 13 Friendly Credit Cards


@BCHSLH wrote:

Approved for Credit One Platinum with $400 limit. Might not be an ideal card but it’s an unsecured revolving account for my file. 


I got one for $500 and thankfully the AF was only $39 for the year.

Message 57 of 79
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Established Member

Re: Chapter 13 Friendly Credit Cards

I just filed for Chapter 13 in August 2018... I applied for the NFCU secured card last night, 1-30-19 and I got an email this morning stating that I was approved... Logged into my account and the $200 was gone and the secured card info was showing up under my accounts tab.. So all I can say is give it a try...
Message 58 of 79
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Regular Contributor

Re: Chapter 13 Friendly Credit Cards

Congrats on your approval with your Navy secured.  That’s about the fourth approval I’ve seen for their secured card while in an open Ch 13 (mine included) and I hope it gives hope to others.  While others may have not enjoyed similar success (with NFCU), I don’t feel it is right to dissuade others from trying if you are not 100% certain of an institution’s policies.  I believe the thread was started to help share positive information among those in open 13’s and not to promote personal grudges against an institution.  

Message 59 of 79
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Established Contributor

Re: Chapter 13 Friendly Credit Cards

Wish I had a way in to NFCU.

Message 60 of 79
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