My chapter 7 was denied, and this has all been so stressful. My attorney did the means test and it was ok, but the trustee asked for so many documents and I could not provide them all. It was my bankruptcy, and they wanted a ton of stuff from my wife..and we are having issues so she didn't provide them.
What is next for me since it wasn't approved? Is there hope to be changed to a chapter 13? I continue to make my mortgage payments, so I don't lose my house. Just looking for any other folks that didn't get their chapter 7 debts discharged and what happened after.
Whats your lawyer say? Was it listed as dismissed? You can convert to a Chapter 13 without her I guess. Do something soon. Maybe another lawyer who can get things done right with a 13. The BK will still be on your reports and now your not protected. Back to square one really. So sorry this happened.
13 should be a lot easier.
Are you sure you have a good attorney?
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Good questions and advice above....just want to add, I'm sorry. I know how stressful this is.
What comes to mind and I'm no lawyer. Forgot about your credit future for now. Get the present in the past first. I'd sure as hell get a different lawyer and throw it all on them and I guess you can get a re-do and a diferent trustee that didnt get up on the wrong side of the bed.