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Charge Off Listed/Bankruptcy

New Member

Charge Off Listed/Bankruptcy

I filed Chapter 7 in 2017. After reviewing my credit file a couple of my accounts that  say included in bankruptcy also still show the charge off in payment history. 

Do the creditors have to remove the charge off info ? The payments in question are around same time as my bankruptcy.

Message 1 of 2
Community Leader
Super Contributor

Re: Charge Off Listed/Bankruptcy

Anything that happens before the file date stays. Nor are they allowed to place any negative info on your reports after the file date. Thats a no no.

Homeowner since Sept 2020. Sharing my experiences after BK from learning here. Rebuild to recovery from the @ 540's.
Message 2 of 2
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