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Chase approval

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untitled23
New Visitor

Chase approval

I wanted to share my experience with chase. Chapter 7 was discharged February 2018. I burned Chase for 15-20k. My scores are around 750 across the board. 

Current cards:

Venture X 10k

NFCU Amex - 20k

NFCU cash back - 13k

C1 QS - 5k

Discover 5k

 

I applied and was declined at first, which I figured it would be. Called for a recon, the pull already happened, what more did I have to loose. 5k SL, but better than nothing!

Message 1 of 5
4 REPLIES 4
JoeRockhead
Community Leader
Super Contributor

Re: Chase approval

Congratulations on a successful recon, and getting back in with Chase.

Message 2 of 5
simoncww
Valued Member

Re: Chase approval


@untitled23 wrote:

I wanted to share my experience with chase. Chapter 7 was discharged February 2018. I burned Chase for 15-20k. My scores are around 750 across the board. 

Current cards:

Venture X 10k

NFCU Amex - 20k

NFCU cash back - 13k

C1 QS - 5k

Discover 5k

 

I applied and was declined at first, which I figured it would be. Called for a recon, the pull already happened, what more did I have to loose. 5k SL, but better than nothing!


What did you tell them when you were calling for recon? Just curious.
Ch. 7 BK filed 2016

Ally Cash Back Mastercard - $2k | Capital One Quicksilver - $1.5k | Capital One Savor - $2.5k
Capital One Venture X - $20k | Best Buy Visa - $10k | SYW Mastercard - $3k | AAA Daily Advantage Visa - $12.3k
Discover It - $3k | Apple Card - $20.5k | CareCredit Mastercard - $10k | PayPal Mastercard - $10k | TD Cash Visa - $3.5k

Navyist Rewards Credit Card - $750 | The Home Depot Credit Card - $5k | B&H Payboo - $6.6k
Amazon Store Card - $10k | Harbor Freight Credit Card - $3.5k | Lowe's Rewards Credit Card - $9k | Synchrony Car Care - $2.5k
PayPal Credit - $3k
Message 3 of 5
untitled23
New Visitor

Re: Chase approval

Yes, I just called and asked for a reconsideration on the decision. They confirmed income, asked about the BK (life happened). Had a little higher utilization on one of the cards because of work travel. They asked about that and when I would be paying it down. Took at ~10 mins. 

Message 4 of 5
coreyb80
Super Contributor

Re: Chase approval

Congrats on the great recon!

Message 5 of 5
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