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I wanted to share my experience with chase. Chapter 7 was discharged February 2018. I burned Chase for 15-20k. My scores are around 750 across the board.
Current cards:
Venture X 10k
NFCU Amex - 20k
NFCU cash back - 13k
C1 QS - 5k
Discover 5k
I applied and was declined at first, which I figured it would be. Called for a recon, the pull already happened, what more did I have to loose. 5k SL, but better than nothing!
Congratulations on a successful recon, and getting back in with Chase.
What did you tell them when you were calling for recon? Just curious.
@untitled23 wrote:I wanted to share my experience with chase. Chapter 7 was discharged February 2018. I burned Chase for 15-20k. My scores are around 750 across the board.
Current cards:
Venture X 10k
NFCU Amex - 20k
NFCU cash back - 13k
C1 QS - 5k
Discover 5k
I applied and was declined at first, which I figured it would be. Called for a recon, the pull already happened, what more did I have to loose. 5k SL, but better than nothing!
Yes, I just called and asked for a reconsideration on the decision. They confirmed income, asked about the BK (life happened). Had a little higher utilization on one of the cards because of work travel. They asked about that and when I would be paying it down. Took at ~10 mins.
Congrats on the great recon!