Collection account added after Chapter 7 Discharge

Anonymous · ‎08-05-2018

My chapter 7 discharged back in early June. Just today, I got a notice that a medical account that charged off (never reported to CBs) showed up on my experian report for the first time as a collection account and IIB.

Can I dispute this or am I stuck with this?

Anonymous · ‎08-05-2018

Definately can and should dispute

Jeffhacker · ‎08-10-2018

I'd contact your BK lawyer; the reported Collection, if it is a pre-filing account, could be a violation of the Bankruptcy laws and could allow you to collect damages from the creditor.

Anonymous · ‎08-10-2018

This happened to me. I contacted the creditor and experian they removed it asap. I just told them the date I filed and that this should not have made it to my report. They deleted the entire thing from all reports.