Collections showing after discharge??

[Cheryla18]

My credit report that i pulled from Myfico...shows that i have 2 collections... 2 of the CRB's show it is included in the BK but 1 of them does not. Is this why these are still showing up as collections? Or is there something I am missing?

Cheryl

[Anonymous]

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@Cheryla18 wrote:

My credit report that i pulled from Myfico...shows that i have 2 collections... 2 of the CRB's show it is included in the BK but 1 of them does not. Is this why these are still showing up as collections? Or is there something I am missing?

Cheryl

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Probably, dispute it as being IIB.

[Cheryla18]

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@Anonymous wrote:

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@Cheryla18 wrote:

My credit report that i pulled from Myfico...shows that i have 2 collections... 2 of the CRB's show it is included in the BK but 1 of them does not. Is this why these are still showing up as collections? Or is there something I am missing?

Cheryl

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Probably, dispute it as being IIB.

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I just looked at that credit report again and the car i had that was IIB is still showing all the lates associated with that account.  Shouldn't have all of that been wiped away?

Cheryl

[Anonymous]

No, it should show 0.00 blance and included in BK.  All associated lates are still reported on that account up to 7 years.

[StartingOver10]

Yes, your account will show the status as of the filing date. So if you have lates prior to filing, those lates remain until 7 years from the date the derog occured (as pointed out above). The difference is the TL will also show a zero balance and the IIB notation. 

[Cheryla18]

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@StartingOver10 wrote:

Yes, your account will show the status as of the filing date. So if you have lates prior to filing, those lates remain until 7 years from the date the derog occured (as pointed out above). The difference is the TL will also show a zero balance and the IIB notation. 

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Ok thank you for both respones