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Credit Control Corp still reporting but 1.5 years discharged

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New Member

Credit Control Corp still reporting but 1.5 years discharged

I was wondering if someone could assist me in the avenue to take. I filed Bankruptcy 10/2016 discharged 2/2017. I checked my credit karma and noticed that although the balance shows zero they are still reporting the amount. It also lists the line as Bankruptcy. Is this affecting my credit in anyway? Should I dispute or contact them or is it just a waste of time? Theres about 4 others listed but Heres an example:

Balance
$0
Highest Balance
$102
Opened
Mar 10, 2015 (3 yrs, 4 mos)
Account status
Open
Type
--
Responsibility
Individual
Remarks
Chapter 7 bankruptcy
Original Creditor Name
ORTHOPEDIC AND SPINE CENTER
1 REPLY 1
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Moderator

Re: Credit Control Corp still reporting but 1.5 years discharged

Its fine and do not dispute as it will bring status date current. A CO will still affect your Fico as long is it remains on file even one IIB. The older the status date the less of an impact on Fico.

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