Re: Credit Reporting Agency dos and don’ts after Chapter 7.
Every single debt has to say IIB and 0 balance. I've seen some just delete the collection off of peoples CR's cause they will never get paid. @RobertEG can give more legal advice than me. Can't remember if they have to delete or not. I didnt have any collections.
My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.