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Credit Reporting during on going chapter 7?

Established Contributor

Credit Reporting during on going chapter 7?

Is reporting an account 30 or 60 days late during a bankruptcy a pjy kind of violation?

is this considered an attempt to collect a debt? One account that is iib just reported and reported the balance yesterday and i got an alert.


all of the other accounts have reported 0 balance and included in bankruptcy remarks.



also i am still getting bills from the tollroad authority too even though they are iib

Equifax - 628, Experian -627, Transunion- 654 In the garden until 01/01/2019
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Super Contributor

Re: Credit Reporting during on going chapter 7?

No negative information can be placed on your credit report after the file date. If they are/did. Make copies of your credit report and give it to your lawyer. He/she can then get them to remove this information. Or they can be fined $1000 plus court cost and lawyer fees for violating the BK laws.

My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's.
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